Affinity Health has the best hospital plan in South Africa.
A bold statement? Maybe. But there are loads of facts to back it up.
Firstly, let’s focus on the difference between a hospital plan, and full medical insurance.
Medical Insurance (or full cover) provides a specified payout amount for various defined medical conditions and procedures. These procedures are dependent on each insurer’s medical insurance package. It is to be said that peace of mind comes in knowing that these defined medical conditions range from GP visits to dental surgery and pretty much everything in between – and most importantly, emergency evacuation and hospital visits.
Now, for those who don’t need extensive cover, there is the option of a hospital plan. Many people find this very helpful.
A hospital plan is a great option for someone young and healthy, who has just started out their career and needs affordable cover in case of an emergency. It is much less of a financial commitment than a full out medical aid plan.
Statistically, most people start out with a hospital plan, and move on to other medical cover options as their needs change. Usually, they make the move once they are older, or start a family. As one of the fastest growing providers of Hospital Plans and Health Cover in South Africa, Affinity Health offers you an affordable Hospital Plan that gives you access to a wide range of features and benefits when you need it most.
What are the perks, then?
Well, firstly… You have options:
The great thing about an Affinity Health Hospital Plan is that you get a much wider choice of hospitals and doctors than if you were a public patient.
With an extensive list of the best hospital in the country, you can make an informed decision about which facility will be responsible for you care, while being fully covered financially in the event.
You have full coverage
Hospital stay costs are for general daily expenses like your bed, your meals and theatre. These costs accrue with each passing day during your stay in hospital.
When you are admitted to hospital, the last thing you need is extra stress. Now, you don’t need to lay there worrying about how you are going to pay the bills once you’re healthy again.
Casualty Room treatment for illness, available after hours. All subject to pre-authorisation, of course.
Up to R2,500 per annum.
Up to R4,000 per annum if combined plan is taken.
There is even a Senior package for those over a certain age.
Elderly people need hospital cover for all of the ache and pains that come with aging.
Up to R2,750 per annum
Up to R4,250 per annum if combined plan is taken.
24/7 Emergency medical advice, ambulance services and inter-hospital transfers. Hospital pre-authorisation required to arrange a guarantee of payment to the treating facility in the event of an accident.
There are even booster options to cover loved ones as well!
Single and family options are also available.
Starting at an additional R76pm for R250,000 cover, up to a maximum of R1,050,000 cover, dependent on the option chosen.
For the more serious accidents, your ICU bill are taken care of too:
Intensive Care Unit (ICU)
R12,500 Intensive Care Unit cover per day for 5 days.
Additional R73pm for a single member.
Additional R146pm for family, but these are excluded on Affinity Senior.
Many people have proclaimed the many benefits of having hospital cover. A quick trip to the Affinity Health site will show you many testimonials of the companies A grade service.