It is very important to always keep an open line of communication with your doctor. Don’t be afraid to speak to your doctor about any medical issue that may be on your mind.
Make the most of your doctor’s visits by taking the opportunity to ask pertinent questions, your doctor is there to answer and allay your medical concerns.
Questions to ask your new doctor
When you visit a new doctor, you may want to ask a few questions to get to know your doctor and his/her expertise better. The first visit with a new doctor will be aimed at learning about you so that he or she can best treat you. However, make sure to use this opportunity to do the same.
Deciding on the right medical aid, medical insurance or a hospital plan is no small task. There are many aspects to consider when you decide which type of cover is best for your family. As daunting as the task may seem, it is very necessary.
A large factor to consider is affordability. Medical aid is generally more expensive than medical insurance. Even more affordable is to have only a hospital plan, but is it good enough?
What is hospital cover?
Hospital cover is a medical scheme that only covers you for hospital-related incidents. Hospital visits and stays can really break the bank, leaving you in a tight spot when you have to choose between getting the assistance you need and covering other expenses.
Medical emergencies can happen at any time. Without insurance cover, you may find yourself in need of medical attention that will leave you out of pocket.
However, even if you do have medical insurance, certain insurers may not cover your emergency bills, depending on the contract you have with them.
So, what constitutes an emergency?
There are no actual ‘definitions or parameters’ to what constitutes a medical emergency, as this is usually determined on the spot by medical professionals such as the ambulance personnel or the medical doctor who responds to the event.
Pregnancy is a beautiful time. The excitement that comes with knowing you are on your way to having a baby is second to none, but the financial burden it carries could put a strain on the ‘mother to be’.
Medical aid and medical insurance all have maternity benefits that vary with each plan, to assist the expectant mother with costs, both in hospital and specialist check-ups.
But what if I am not covered yet, but I am already pregnant?
No matter how far along you are in your pregnancy, unfortunately, it counts as a pre-existing condition if you are not yet covered by a medical insurance. The medical insurance is not obligated to cover anything related to your pregnancy, but that doesn’t mean it isn’t beneficial to still acquire the cover, even if you are already expecting.