IS A HOSPITAL PLAN ENOUGH?

HOSPITAL PLAN

Deciding on the right medical aid, medical insurance or a hospital plan is no small task. There are many aspects to consider when you decide which type of cover is best for your family. As daunting as the task may seem, it is very necessary.

A large factor to consider is affordability. Medical aid is generally more expensive than medical insurance. Even more affordable is to have only a hospital plan, but is it good enough?

What is hospital cover?

Hospital cover is a medical scheme that only covers you for hospital-related incidents. Hospital visits and stays can really break the bank, leaving you in a tight spot when you have to choose between getting the assistance you need and covering other expenses.

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CAN YOU USE YOUR HEALTH INSURANCE IN EMERGENCIES?

HEALTH INSURANCE IN EMERGENCIES

Medical emergencies can happen at any time. Without insurance cover, you may find yourself in need of medical attention that will leave you out of pocket.

However, even if you do have medical insurance, certain insurers may not cover your emergency bills, depending on the contract you have with them.

So, what constitutes an emergency?

There are no actual ‘definitions or parameters’ to what constitutes a medical emergency, as this is usually determined on the spot by medical professionals such as the ambulance personnel or the medical doctor who responds to the event.

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How does Medical insurance cover chronic illness?

How does Medical insurance cover chronic illnessMedical insurance is a fairly new service in South Africa, and many people are more familiar with the workings of a medical aid.

All medical cover plans, including medical insurance plans, are designed to assist with the financial burden of medical emergencies. However, many people face chronic illnesses that require chronic medication, which is, in its self, a financial responsibility.

So, how does a medical insurance deal with this?

The first question that should be answered, is what is a ‘chronic’ illness?

Read More: How does Medical insurance cover chronic illness?

Are eggs good or bad for your health?

Poached. Fried. Boiled. Deviled.

Eggs are a staple in most households, either as a quick meal or part of a larger, baked dish.

Filled with protein, eggs have also been used by body builders and gym enthusiasts, giving the impression that eggs are a superfood.

Then, for a while, cholesterol nuts argued that eggs were very, very bad for you.

Now, researchers are saying they are good again.

So what is the truth?

The Truth: Not only are eggs a fantastic source of lean protein and heart-healthy omega-3 fatty acids, but they contain some pretty important nutrients, says Jillian Michaels, a celebrity personal trainer and nutritionist.

She says; Whole eggs are a nearly perfect food, with almost every essential vitamin and mineral our bodies need to function. It is one of the few natural food sources of vitamin D and contains 7 grams of high-quality protein. Whole eggs are also full of omega-3 fatty acids and deliver many of the B vitamins and nutrients — B6, B12, riboflavin, folate, and choline — that, in fact, are believed to help prevent heart disease.

L-arginine, an amino acid found in eggs, is critical to the body’s production of protein and the release of growth hormones. Another amino acid found in eggs, leucine, also helps the body produce growth hormones as well as regulate blood sugar levels. The yolk itself contains most of these vitamins and minerals, plus half of its protein. When you eat only the egg whites, you’re missing out on all of these nutritional benefits and are getting only 3.5 grams, or half, of the protein.

So can you eat eggs every day?

Yes.

A single medium sized egg contains 186 mg of cholesterol. This is 62% of the recommended daily intake.

Eggs are among the most nutritious foods on the planet, but people are under the impression that if you eat cholesterol, that it would raise cholesterol in the blood.

Healthline.com says it isn’t that simple. The more you eat of cholesterol, the less your body produces instead.

Eggs had a bad reputation because yolks are high in cholesterol, but the truth is that cholesterol is a very important part of the body. It is a structural molecule that is an essential part of every single cell membrane.

Peter Schulman, MD, a cardiologist and professor of medicine at the University of Connecticut told Health.com, It’s true that eggs have a higher level of dietary cholesterol than many other foods—about 185 mg in one large egg. Not too long ago, eggs were even branded “as bad for you as smoking.”

“Now we know that what really raises your cholesterol is saturated fat in the diet and not so much the cholesterol in foods,” Dr. Schulman explains.

“When we eat cholesterol, it’s broken down in the gut; it’s not absorbed as a whole cholesterol molecule,” he says. Saturated fats, meanwhile, are broken into short chains of fatty acids that can become linked in the body—and that’s what has been shown to increase cholesterol levels significantly.

So, what does raise cholesterol?

Common culprits are:

Canola Oil and Other Processed Vegetable Oils.

Potato Chips and Other Packaged Foods.

Cookies and Other Sugary Treats

Milk and Other Conventional Dairy Products

Refined Grain Products

Grass-Fed Beef

Dark Chocolate

 

Suffering from high cholesterol is very serious, and can cause many heart problems, among other health issues.

A good hospital plan, and medical aid or medical insurance is essential in the event that you present with a dreadful condition.

And having great cover doesn’t have to break the bank. Research about which plan is right for you.

Affinity Health will offer you a hospital plan quote, as well as cheap medical cover.

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What is the difference between medical aid and medical insurance? – Learn with Affinity Health

What is the difference between medical aid and medical insurance

These days, medical aid seems to be a luxury that is only affordable to the rich. Since medical insurance entered the scene, the number one question asked by the public is, what is the difference between medical aid and medical insurance?

Well, this article is here to explain that as simply as possible.

When searching for an affordable medical aid, one plan might seem better than the other in some aspects, and then lack in the other. For example, one plan might cover doctors’ visits and every day procedures, but doesn’t cover hospital bills. Other plans may fully cover in hospital procedures, but then you have to pay out of pocket for essential meds and doctor visits. Continue reading “What is the difference between medical aid and medical insurance? – Learn with Affinity Health”