CAN YOU USE YOUR HEALTH INSURANCE IN EMERGENCIES?

HEALTH INSURANCE IN EMERGENCIES

Medical emergencies can happen at any time. Without insurance cover, you may find yourself in need of medical attention that will leave you out of pocket.

However, even if you do have medical insurance, certain insurers may not cover your emergency bills, depending on the contract you have with them.

So, what constitutes an emergency?

There are no actual ‘definitions or parameters’ to what constitutes a medical emergency, as this is usually determined on the spot by medical professionals such as the ambulance personnel or the medical doctor who responds to the event.

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What Is The Cost Of Medical Aid?

What Is The Cost Of Medical AidThe Grant Thornton Capital Medical Aid Survey for 2018, which compares local medical aid schemes on the cost to members across various levels of cover, was released to the public in July.

According to Business Tech, for the 2018 review, GTC screened 22 medical aids (21 open and 1 closed scheme – Profmed) offering 272 plans.

Medical aid prices are usually calculated depending on your salary, various your specific needs.

Health insurance and medical aid seem quite similar, but there are distinct differences which set them apart. These differences are also responsible for the disparity of the price points at which they are being offered to customers.

Even the cheapest medical aid is usually a bit pricier than a medical aid insurance premium.

What Is The Cost Of Medical Aid?

 

 

Health Insurance options in South Africa


Health insuranceIf you are in South Africa for the last few years, you have probably heard of many companies offering medical aid, medical insurance and various hospital plans.

You’re spoilt for choice when it comes to healthcare, with big players in the industry like Affinity Health, Clientele Life, Discovery, One Plan, Get Savvi, Essential Med and the list goes on. Continue reading “Health Insurance options in South Africa”

What is the difference between medical aid and medical insurance? – Learn with Affinity Health

What is the difference between medical aid and medical insurance

These days, medical aid seems to be a luxury that is only affordable to the rich. Since medical insurance entered the scene, the number one question asked by the public is, what is the difference between medical aid and medical insurance?

Well, this article is here to explain that as simply as possible.

When searching for an affordable medical aid, one plan might seem better than the other in some aspects, and then lack in the other. For example, one plan might cover doctors’ visits and every day procedures, but doesn’t cover hospital bills. Other plans may fully cover in hospital procedures, but then you have to pay out of pocket for essential meds and doctor visits. Continue reading “What is the difference between medical aid and medical insurance? – Learn with Affinity Health”